BUSINESS FINANCE

MADE SIMPLE

Get the funding you need

IN JUST 3 EASY STEPS

1. Enquire Online In Just 60 Seconds

We only need basic information about your business to check your eligibility and source the best financing options for you

2. Approval Within 24 Hours

Once we've checked your eligibility and got you approved for a business loan, we can issue documents the same day.

3. Get Your Funds Fast

Once all documentation is received we can instruct payment the same day. 

Andy North 

“Cost effective solutions”

“We have dealt with the senior staff of BFHL for many years and always found them to be quick to respond to our requirements and produce cost-effective solutions to our working capital, corporation tax and asset finance funding needs.”

Alan Mackenzie

£240,000 BUSINESS LOAN ARRANGED IN JUST A FEW DAYS

avoided financial strain and continued their insurance policy

A surveying firm needed rapid funding for their £500k Professional Indemnity Insurance renewal. We swiftly delivered a £240k unsecured business loan, processed and paid within four days, enabling seamless policy continuation without financial strain.

£250,000 UNSECURED VAT LOAN FOR A NATIONAL MATERIALS WHOLESALER

boosted cash flow and maintained operations

A national materials wholesaler needed flexible working capital to manage short-term VAT obligations. With minimal security requirements, our lender provided a £250k 3-month facility, enabling the business to preserve cash flow and strategically manage HMRC payments without disrupting operations.

Don't let finances stand in the way of making your business a success

Contact us now and turn hurdles into stepping stones

Speak to an expert who is on hand to help.

Will my repayments increase along with BoE interest rate increases?

The vast majority of facilities that we provide are fixed rate and fixed term. This means that once the facility in place, your repayments will not react to market fluctuations. If you choose to make large repayments as part of the funder’s terms and conditions, you can reduce your repayment but the interest rate will stay the same. Lenders will either allow you to reduce your repayments or reduce the term with the same repayments. Some lenders also allow you to settle in full with no penalty.

What security is required?

Lending security spans personal guarantees, debentures, and charges, with requirements flexing based on facility type and application strength. Unsecured loans often demand personal guarantees from major shareholders. Asset finance typically secures itself through the equipment, with additional guarantees requested only for borderline or high-risk deals.

Why use a finance broker?

There are several benefits to using a finance broker. A good broker will have full sight of the financial market and be up to date with current policies of each lender. This means that your requirement will be placed with the most appropriate home often saving you time and money. In some instances, a broker may have access to preferential rates and service with a lender due to the number of deals that they propose. There are some lenders that will only accept proposals through finance brokers, these lenders are often specialists in their chosen areas and useful for clients to have as an option. Having access to these lenders enhances the choice of the business allowing the most appropriate deal to be found.

When should I apply for finance?

Although we often turn deals around within a few hours, it is good practice to allow sufficient time between approaching a broker and the deadline for the requirement. Facility type and deal structure also affect the turnaround time. As an example, a short-term loan can be proposed, accepted and paid out within a day; but an asset finance facility including multiple pieces of equipment and suppliers could well take several days to complete.