VAT LOANS
MADE SIMPLE
Want to spread your HMRC VAT bill over 3 affordable monthly payments? No problem!

1000+ Happy Customers
£250m Funding Arranged
Rated Excellent on TrustPilot
WE CAN HELP YOU
PROTECT YOUR CASH FLOW
Tired of HMRC breathing down your neck? We've got your back!
Our VAT loans break those hefty payments into 3 manageable chunks, easing the strain on your wallet. Enjoy lower interest rates and hassle-free monthly instalments, and breeze through tax season without breaking a sweat. Relax, we've got the tedious stuff covered!
Get the funding you need
IN JUST 3 EASY STEPS
1. Enquire Online In Just 60 Seconds
We only need basic information about your business to check your eligibility and source the best financing options for you
2. Approval Within 24 Hours
Once we've checked your eligibility and got you approved for a business loan, we can issue documents the same day.
3. Get Your Funds Fast
Once all documentation is received we will instruct payment the same day.
Checking your eligibility does not affect your credit score
How much would you like to borrow?
- Fixed, Affordable Monthly Payments
- Protect Your Cash Flow
- Transparent, Competitive Rates
- FCA Regulated
WHY BUSINESS FINANCE HOUSE?
PROFESSIONAL, PERSONALISED SERVICE

Speak to an expert
No telesales or call centres, ever, just good, honest & impartial advice!
From your initial inquiry and throughout your whole business finance journey you will be able to speak to a dedicated, qualified & experienced business finance expert

Get the best deals available
We'll do the hard work for you, you run your business!
There's no need to spend your valuable time searching for business finance options. We'll use our expertise and our extensive UK lending partners to find the most suitable deal for your needs and affordability.

Hassle & jargon free
Business finance doesn't have to be tedious and boring!
We're not your average loan broker, we take the tedious, annoying bits out of finding you a business loan and make the process easy, quick & simple.
OUR CUSTOMERS LOVE OUR SERVICE
BUT DON'T TAKE OUR WORD FOR IT

“Excellent service”
“Excellent service from Business Finance House – we’ve worked together for a long time and all we see is brilliant results. Couldn’t recommend them enough!”
Eva Mauricio

“Cost effective solutions”
“We have dealt with the senior staff of BFHL for many years and always found them to be quick to respond to our requirements and produce cost-effective solutions to our working capital, corporation tax and asset finance funding needs.”
Alan Mackenzie

“We highly recommend them”
“We have dealt with Business Finance House 3 times so far and Dennis is always helpful as well as quick on response. We highly recommend them for any of your needs. Will be using them for the foreseeable future”
Liam Clemson
CLIENT SUCCESS STORIES
HELPING BUSINESSES GROW

£240,000 BUSINESS LOAN ARRANGED IN JUST A FEW DAYS
avoided financial strain and continued their insurance policy
A surveying firm needed rapid funding for their £500k Professional Indemnity Insurance renewal. We swiftly delivered a £240k unsecured business loan, processed and paid within four days, enabling seamless policy continuation without financial strain.

£250,000 UNSECURED VAT LOAN FOR A NATIONAL MATERIALS WHOLESALER
boosted cash flow and maintained operations
A national materials wholesaler needed flexible working capital to manage short-term VAT obligations. With minimal security requirements, our lender provided a £250k 3-month facility, enabling the business to preserve cash flow and strategically manage HMRC payments without disrupting operations.

£135,000 BUSINESS LOAN FOR A NEW CRM SYSTEM APPROVED AND PAID IN 3 DAYS
Enabled investment without disrupting cash flow
A top accountancy firm needed funding for a £135k CRM system with complex stage payments. Our tailored Hire Purchase solution bridged the financial gap, enabling seamless technology investment without disrupting the firm's cash flow or operational timeline.
MEET THE TEAM
QUALIFED, EXPERIENCED AND READY TO HELP

Matthew Allen
Business Loans Specialist
Call Matt on 01244 556000

Dennis Double - DipAF
Asset Finance Specialist
Call Dennis on 01244 556000

Gabriel Ford
VAT Loans Specialist
Call Gabriel on 01244 556000
Don't let finances stand in the way of making your business a success
Contact us now and turn hurdles into stepping stones
Speak to an expert who is on hand to help.
01244 506335
YOUR QUESTIONS
ANSWERED
What is a VAT loan how does it work?
Need to pay your tax bill but short on cash? A VAT loan lets you borrow money to pay your VAT tax on time. It's basically like getting a cash advance to cover your tax payment.
What can benefit from a VAT loan?
Any business whose revenue goes up and down throughout the year and needs extra help paying a VAT bill when money is tight.
What is the minimum and maximum amount I can borrow as a VAT loan?
The minimum is £5000, there is no maximum limit.
STILL HAVE A QUESTION?
CALL US
01244 506335
